Money Moment-Credit Card Interest

  

I love the convenience of a credit card.* It is so much more convenient to swipe the card when getting gas than to go inside to pay.  Online shopping is another one of those things.  Yes, I use a credit card.  However, I have never paid interest.

When I use my card, it goes on the budget as money spent for the month.  Before the month ends I go to the bank's convenient online banking website and pay the card off in full.  A credit card is a tool to help save time at the register not an excuse to spend more money than you make in a month.

*If your card is constantly pounding interest out of you, I suggest switching to a debit card.  For either card, make sure the money is in your account before you run off and spend!